Swyft Filings vs. Incfile: Which is the Better Incorporation Service?

An online incorporation service offers an invaluable deal for any would-be entrepreneur who’s starting a corporation. If you’re incorporating your business, the incorporation service handles most of the work for you, dealing with all the necessities and requirements. You can then build your startup smoothly, and get your business running. 

That, of course, is only the case if you have a good incorporation service. This leads us to Swyft Filings and Incfile, both of which are rather well-known brands in the incorporation service industry. Which one is better for you?

It’s best to compare the 2 incorporation services directly while considering the following important areas: 

Brand History and Reputation

In general, it’s always a safe option to go with an established brand with a solid reputation. You don’t really want brand-new brands that haven’t yet established a reliable record of good service. For all you know, that new brand you pick may not even know what it’s doing. 

Incfile

Incfile is by no means a newbie in the industry, as they’ve been around since 2004. Over the years, they’ve certainly learned what their clients want and they’ve become even better than when they first started. That’s why they’ve been called to assist in the formation of more than half a million new corporations since their founding. 

The Incfile brand reputation is quite stellar, and you’ll see that clearly when you check out the customer reviews. There are thousands of these reviews on Incfile, and most of them offer heaps of praises and full marks. 

Incfile’s Official Website

Swyft Filings

Swyft Filings is comparatively newer, but it still has a fairly extensive record since it launched in 2012. They’ve been working with startups for less than a decade, and somehow, they’ve managed to get more reviews than many other older incorporation services (including Incfile). 

There are now at least 20,000 customer reviews on Swyft Filings online. Most of them (around 9 out of 10 reviews) offer positive reviews and recommendations for the brand. That’s a lot of satisfied customers. They must really be happy since it’s more common for disgruntled customers to post complaints than satisfied customers to post glowing reviews. 

Swyft Filings Official Website

Winner: Incfile

It’s true that both brands have terrific reputations. It’s also hard to ignore the sheer number of glowing customer reviews on Swyft Filings. 

But Incfile also receives plenty of positive reviews, and they’ve been around for almost a decade longer. They’ve also helped out at least 500,000 customers, and that’s more impressive than 18,000 positive customer reviews. With Incfile, you can be really sure that they know what they’re doing and they can steer you through the entire process. 

Costs and Bang for the Buck

How much do you have to pay, and what services do you get for your money? That’s always a crucial question, and we need to take a closer look at the packages these 2 brands offer. Just keep in mind that state fees vary depending on the state you’re filing in. 

Incfile

Incfile is among the top brands of the industry because they offer very low prices and an impressive list of services. In fact, there’s even a free option!

Package Option Cost Features and Services
Silver  Only the state fee

(free incorporation service)

  • Preparation and filing of the articles of organization
  • Unlimited name searches
  • Free registered agent for a year, (and then $119 per year afterwards)
Gold $149 + state fee Silver Package features, plus:

  • Banking resolution
  • Business banking account
  • Business tax consultation
  • EIN business tax number
  • IRS form 2553
  • Lifetime company alerts
  • Online access dashboard
  • Operating agreement
  • Unlimited phone and email support
Platinum $299 + state fee Gold Package features, plus:

  • Expedited filing
  • Business contract templates
  • Domain name
  • Business email

 

Swyft Filings 

You will notice right away that there aren’t any registered agent services as part of any Swyft Filings package. That’s a separate service that will cost you $149 per year. 

Package Option Cost Features and Services
Basic  $49 + state fee
  • Check company name availability
  • Prepare and file for corporation or LLC
  • Online access to incorporation documents
  • 30-minute business tax consultation
  • Compliance alerts
  • Free domain name
Standard $149 + state fee Basic Package features, plus:

  • Obtain EIN (federal tax number)
  • Customized operating agreement
  • Custom banking resolution
  • Custom organizational minutes
Premium  $299 + state fee Standard Package features, plus:

  • Electronic delivery of state documents
  • Customized digital corporate kit
  • Free business website and web hosting 

 

Winner: Incfile

It’s not that the Swyft Filings packages are bad. They’re actually quite attractive. They offer the same prices for as Incfile for their more advanced options, and their Basic package fee is very reasonable. They also offer good services for the most part. 

The most glaring drawback to these Swyft Filings packages is the lack of any free registered agent services as part of the standard features. That’s a practice that’s becoming standard in the incorporation service industry, or at least among the top brands. The fact that Swyft Filings doesn’t offer free registered agent services with any package is a difficult blemish to overlook. 

We haven’t even yet mentioned that Incfile somehow offers a free basic package, which isn’t exactly common in the industry. It’s one distinguishing feature that sets Incfile apart from most of the other brands—including Swyft Filings.

 

Ease of Process

One of the main reasons why these incorporation services are popular is that now you don’t have to go to a lawyer’s office to get the filing started. Now, everything’s online. But that advantage is only good if the website is actually easy to navigate and use. 

Incfile

The Incfile website is simple, and very much straight to the point. It doesn’t take long for you to look over the various incorporation packages available, with the costs and features listed. 

You start the application process with the order forms, and the next steps follow smoothly. You have links that explain the various features and services in more detail along every step of the process. These explanations allow you to have a clearer idea of which features you’d like, so you’re able to make an informed decision regarding the incorporation packages and add-ons to get. 

Swyft Filings

The Swyft Filings brand doesn’t disappoint, especially considering the name. You immediately get a closer look at the incorporation packages, with the costs and features also listed. Likewise, you also have a nice explanation for each feature so you know what you’re actually getting for your money. 

You also have optional add-ons for the basic package, in case you don’t want to just go up a more advanced package instead. You’re able to cherry-pick which options to get, with the prices and explanations on these add-ons also given out. 

The good news is that you can check out all these prices and features before you enter your business information in the application form. It’s often annoying to fill up all these forms with your business info, and then find out later that you don’t like the prices and features. 

Winner: Tied

They both have simple websites that are easy to use. The packages are all laid out neatly, with prices listed and the features explained. You also can see what features you can get before the tedious step of entering your business info. 

Whichever service you pick, you won’t have a problem with the website. The explanations are clear enough that you shouldn’t be compelled to seek out customer support for clarification. 

Formation Speed

When it comes to the time needed to finish the incorporation process, you have to understand that a lot of it depends on the state government itself. These offices aren’t exactly renowned for their efficiency, plus they do have lots of incorporation applications to deal with. Add the fact that in the new Covid era and the resulting layoffs, the state government probably has fewer employees to deal with the applications.

Still, you’ll want an efficient incorporation service that will work on your application ASAP. 

Incfile

There’s a convenient webpage in the Incfile site that has estimates on how long the incorporation process will take for each state. It’s very informative, and it gives you a very clear idea of how long you’ll wait. A quick glance at the time estimates shows that the entire process may take 3 to 6 weeks. 

But that’s for the standard filing service. Incfile offers an expedited service that cuts down on the waiting time significantly. Filing in California normally takes 6 weeks to complete, which is understandable since the state has lots of startups. But you’re able to cut down that time to just 14 business days (almost 3 weeks) with the expedited service. 

It’s even more impressive if you’re filing in Alaska. Normally, it takes 3 weeks. With the expedited service, that’s cut down to a single business day. 

The cost of this service is $50 for most states, but you may have to pay $150 (or even more) for a few other states. 

Swyft Filings

Swyft Filings start working on your incorporation filing either on the very same day you apply or on the next business day. They also give you time frame for when the whole process will be completed, but that’s after you submit your application. 

There’s really no expedited filing service with Swyft Filings since they’re already doing things as quickly as they can. You just start at the back of the line with everybody else. 

Winner: Incfile

It’s actually tied if you’re not willing to pay for Incfile’s expedited service. It takes about the same time to finish the process, whether you’re with Incfile or Swyft Filings. Although you have to admit, Incfile is more helpful as you get the waiting time information even before you submit the application. 

Incfile also offers expedited service, if you want to get things done faster. The $50 price for the faster service seems reasonable enough, though the $150 price for a few states may be asking too much. But then again, some people might not want to wait especially with the prospect of finishing the process in a single business day. 

Customer Support

Even if both websites offer clear explanations, you may still have questions and issues. So how do these brands do with their customer support?

Incfile

Incfile offers terrific customer support, and that’s one of the reasons why they get so many glowing reviews. They don’t offer a chat service, but you’re able to contact them via phone or email. 

You can call them on weekdays from 9 AM to 6 PM CST. You don’t have to wait long before you’re talking to someone who can actually answer your questions. The people you’ll talk to will know what they’re talking about. 

You can also send them an email message via the Client Support Request form. You may have to wait a single business day to get your response, but usually, the email response is even more complete with plenty of details. 

Swyft Filings

Swyft Filings offer the customer through email, chat, and phone. As their brand name indicates, they also respond quickly to your queries. They answer chat and phone requests quickly, and you also only wait a day before you get an email response. 

They do like to give succinct responses to your questions, and they’re not really giving lots of details in their responses. 

Winner: Incfile

Swyft Filings may be more suitable for you if you want quick and short answers to your questions. But Incfile offers more details and explanations to make sure you understand.  

 

Conclusion: Incfile Wins

It’s actually close, even if Incfile won virtually in all areas. There’s no factor here in which Swyft Filings is superior. 

It’s not that Swyft Filings is bad. They’re actually quite good, except perhaps for the glaring absence of free registered agent services in their incorporation packages. That alone removes them from being one of the best incorporation services in the industry. 

Incfile offers free registered agent services for all their packages, and they even offer free incorporation. Add the easy-to-use website, expedited filing service, and terrific customer support, and you know you’re getting your money’s worth. It’s no wonder that they’ve already helped more than half a million customers.